Secrets of Comparison Shopping for Car Insurance Quotes
It's more important than ever to make smart, informed decisions about your insurance needs.
Right now is the perfect time to comparison-shop car insurance quotes with InsuranceLower to find
one that offers significant savings over your current policy. In some areas of the country,
typical quotes have decreased by as much as 10 percent over the past few months.
According to one report, the average consumer was quoted an annual auto insurance premium of
$2,323 in the first half of 2005. That's $43, or 1.8 percent, less than the national average
annual premium quoted in 2004. This may not sound like much of a decrease, but it comes as
good news after a 6% increase in annual car insurance quotes from 2003 to 2004. Keep these
points in mind when comparison shopping:
Remember that auto insurance premiums for the exact same coverage on the same car can vary from
carrier to carrier. These variations aren't insignificant. They can amount to hundreds of dollars. When you search for car insurance quotes through InsuranceLower, specify the identical coverage with each
insurer so you have a solid basis for comparison.
In order to provide accurate car insurance quotes, insurers will ask you questions about your car
and its driver or drivers. Be sure to have your policy in front of you when answering these questions.
Print copies of the quotes for a side-by-side comparison to see if the coverages match.
If they don't, ask why not.
Be Safe, Be informed
Even if you think the rate you're paying is excessive, don't cancel your current policy before you've
signed another one. Driving while uninsured is a risk you and your family should never take.
Seek professional advice. Don't rely on friends, colleagues, and neighbors. Their intentions may be admirable,
but their insurance situations and requirements may be completely different from yours.
There are lots of insurance companies out there, and they want your business. Be smart and selective.
When you shop for car insurance quotes, compare before you buy.
Don't wait. Let us find you the right car insurance, home insurance, health insurance, life insurance or long term care insurance—today!
